How Much Do IVF Injections Cost?
“How much do IVF injections cost?” is a question frequently on the minds of most hopeful intended parents. It’s a fair one, considering you’ve done your homework and have seen the staggering prices usually tagged onto In Vitro Fertilization (IVF) medication.
To be honest, the cost of injectable medications are substantial compared to others in the IVF cannon. Injectable medications can cost around $50 to $80 per 75 units—which is typically the required dose, but the drug can be prescribed to up to 375 (or more) units per day for about 7-14 days. When used with IUI a patient should expect to pay anywhere several thousand dollars month. Sometimes a doctor might suggest what is called a “hybrid” cycle, where a patient would take a drug like Femara in conjunction with a low dose of the injectable hormone. In this instance, the cost could somewhat lessen.
How Much Do IVF Injections Cost: How They Work
The reason for the high price lies in the quality of the drug. IVF injections, or gonadotropins, are potent hormones that are very effective at boosting fertility. They contain follicle stimulating hormone (FSH), which causes development of one or multiple follicles, further increasing the number of eggs that reach maturation in a cycle. Because of the outstanding pregnancy rates exhibited by gonadotropins use (much better than those of Clomid), these injectable medications are used overwhelmingly as treatment for over 90% of anovulatory women. For relatively young women who have no infertility complications, pregnancy rates can be expected to jump to approximately 15% when combined with intrauterine insemination; however, pregnancy rates with the drug when used in conjunction with intercourse is somewhat lower.
They are to be administered early in the menstrual cycle, and are taken on a daily basis. Once started, the injections are continued for approximately 8-14 days until one or more mature follicles are seen developing in the ovaries via ultrasound. At that time, an injection of HCG is given to induce ovulation.
How Much Do IVF Injections Cost: Making Costs More Affordable
If, however, you still feel overwhelmed by those numbers, there are ways to help you pay less:
Discount Medication
Ask your clinic’s IVF coordinator to help you find the best prices. You could also search the local and mail order pharmacies. Though sometimes effective, these strategies can end up costing you time and money, and may not end up finding you the best costs out there. Search engines like Ivfmeds.org can cut out the middle man and bring quality pharmacies to you, providing a large selection of great deals.
Insurance
Investigate whether you are fortunate enough to live in one of the fifteen states that offers mandated insurance coverage for IVF medications. Also, check and see whether your insurance is coming up for renewal by speaking with your company’s HR department. Though your employer isn’t obligated to offer plans of this kind, there may be choices that can better cover fertility treatment and evaluation. If you do find that you have coverage, it is likely that the plan will not fully cover the total costs of your medication, so it is necessary to find supplemental discount medication.
Clinics
To get something for nothing is rare these days, especially IVF medication, but sometimes fertility clinics provide medical samples to patients. The downside is that they may not have the exact medication you’re looking for, nor the amount. Clinic donation programs are also an option. These medications are generously provided by women who have already gone through IVF and have useable medication left over. Though your clinic may offer these kinds of programs, you may still have to purchase medications in case there is only a limited supply.
Grants
There are many nonprofit organizations willing to give grants for IVF cycles; unfortunately, the chances of winning one is fairly low and they may not even cover the entire cost of the treatment. To better your chances, take the time to apply to a lot of different programs. “You can’t win if you don’t play” shouldn’t be your only strategy, so perhaps a more sensible option is to save your money and purchase discounted IVF medication.
Ivfmeds.org
Our site provides a large selection of specialty pharmacies to choose from, giving IVF patients the very best service and competitively priced medications. If you find yourself compensating for anyone of these options, Ivfmeds.org can help you fill in the gaps and reach your goals, while saving you time and money.
How Much Does IVF Cost With Insurance?
“How much does IVF cost with insurance” is a question many hopeful parents ask themselves after seeing the considerable prices that accompany it. Without insurance, the cost for infertility treatments can vary widely among programs, but according to the American Society for Reproductive Medicine, the average In Vitro Fertilization cycle cost can be over $12,000. This is not including the cost of IVF medication, which can range in between $3,000 to $5,000.
Because the procedure and its necessary medications are so expensive, it is important to assess your total costs by asking representatives of each program for a copy of their schedule. Putting that aside, what can be done to reduce these very expensive costs and make IVF more affordable? Unfortunately, there aren’t many ways to decrease costs because the procedure requires state-of-the-art technology and attentive patient care, but through insurance it may be possible.
How Much Does IVF Cost With Insurance: Do You Qualify?
A limited number of states mandate some forms of infertility treatment coverage (especially assisted reproductive technologies) while most of the others do not. Today, only 15 states offer IVF treatment, including: Arkansas, California, Connecticut, Hawaii, Illinois, Louisiana, Maryland, Massachusetts, Montana, New Jersey, New York, Ohio, Rhode Island, Texas and West Virginia. Most insurance companies in these states have hundreds of plans, each with different benefits, so patients should investigate their coverage closely before making a decision. For example, some insurance plans may only provide coverage for the diagnostic phase of infertility treatment, and others the infertility treatment services. Many fertility centers will investigate insurance benefits for you through a finance counselor. They can help you understand what’s covered and how you can maximize any benefits you have.
Even if your state does offer insurance coverage, it is likely they will be limited and you may need help covering in-vitro fertilization costs. There are many options available to you, like taking out a home equity loan, using existing lines of credit, borrowing from a retirement or investment account, or getting a patient financing loan.
How Much Does IVF Cost With Insurance: Without Insurance
If you are not lucky enough to live in an IVF friendly state, however, you need to get smart about your expenses and start asking the right questions. Find out which costs are included in the treatment plan and which are optional (like how many ultrasounds are absolutely necessary); ask for a written estimate of costs, including medications or ancillary services not performed by a doctor; and ask whether the balance must be prepaid upfront, or if they can be paid in installments. Most clinics should have no problem answering these questions, and many will even provide a financial counselor to help you along the way.
How Much Does IVF Medication Cost?
When asking “how much does IVF medication cost,” you must first understand that each In Vitro Fertilization (IVF) cycle is inherently different and comes with its own variables that ultimately determine the total price for medications. The price will ultimately vary depending on where you live, the amount of medications you are required to take, the number of IVF cycles you undergo, and the amount your insurance company will pay toward the procedure. The short answer is that for just one IVF cycle, the cost can skyrocket to over $12,000—and that’s not including the cost of medication, which according to the National Infertility Association can be more than $5,000.
How Much Does IVF Medication Cost: Ways to Save Money
Although these figures can seem overwhelming, don’t be discouraged. There are many ways to save money on IVF and IVF medication, such as:
Check With Your Insurance Provider
As of now, a total of fifteen states in the U.S. have insurance laws requiring healthcare insurers to cover some form of infertility diagnosis and/or treatment; however, coverage can vary widely from state to state. In fact, employers sometimes purchase additional healthcare packages to cover IVF—which is something to keep in mind the next time you are applying for a job.
Consult An OB
Before stepping foot inside a fertility clinic, make an appointment with your obstetrician and get as much work done as possible, such as a diagnostic and blood work. Many lower-end procedures, like artificial insemination, are actually offered by many OBs. With the way insurers are coding it today, in many situations you could be covered.
A Little Help From Your Family And Friends
Couples frequently deplete their resources very early on in IVF, and many depend on gifts or loans from family members to see it through. What would-be grandparent could resist helping their child have children of their own, not to mention an estate building strategy? Any gifts over $13,000 would automatically get a gift tax, but if an individual wanted to reduce their estate and gift it to their child, they could pay it directly to the fertility clinic. More than anything else, grandparents would want the satisfaction of giving a wonderfully impactful gift like this within their own lifetime.
Take Out Loans
Some couples are desperate for children. They will go burn through their savings, take out a home equity loan, rack up credit card debt, all while breaking into their 401(k) and cashing it out. Going into debt is somewhat of a last resort, though you can approach it quantitatively and with a plan. The problem is that many people become overly determined after a failed first trial and want to keep going. At that point, it is difficult to allocate wisely without getting overly emotional and making bad decisions.
Discount Medication
Like any good or service, you need to shop around to get the best price available, and that greatly depends on the distributor. You could ask your doctor to help you find the lowest prices on medication, but in this situation you should take charge and be own number one advocate. Try local and mail-order pharmacies, but if you want to save time and money search online for the best deals and prices. By inquiring “how much does IVF medication cost?” you have already taken the first step in saving money and achieving your goals. Ivfmeds.org, in particular, can help by allowing you to search through a vast selection of competing pharmacies, for the lowest costs in IVF medication anywhere.
IVFmeds.org
Great service! I saved hundreds of dollars on my prescription IVF meds I would definitely recommend them.
All trademarks, brands, logos and copyright images are property of their respective owners and rights holders. They are used solely to represent the products of these rights holders. IVFmeds.org is not a pharmacy and does not sell medications of any sort but provides easy access for users to compare services and prices of pharmacies in the United States only. This website is for informational purposes only and is not meant to be a substitute for professional medical advice, diagnosis or treatment. Please seek medical advice before starting, changing or terminating any medical treatment. Ivfmeds is not offering advice, recommending or endorsing any specific prescription drug. Ivfmeds is not offering advice, recommending or endorsing a pharmacy. Ivfmeds.org provides no warranty for any of the pricing data or other information.
Ivfmeds.org is not affiliated in any way with Ivfmeds.com.
All trademarks, brands, logos and copyright images are property of their respective owners and rights holders. They are used solely to represent the products of these rights holders. IVFmeds.org is not a pharmacy and does not sell medications of any sort but provides easy access for users to compare services and prices of pharmacies in the United States only. This website is for informational purposes only and is not meant to be a substitute for professional medical advice, diagnosis or treatment. Please seek medical advice before starting, changing or terminating any medical treatment. Ivfmeds is not offering advice, recommending or endorsing any specific prescription drug. Ivfmeds is not offering advice, recommending or endorsing a pharmacy. Ivfmeds.org provides no warranty for any of the pricing data or other information.
Ivfmeds.org is not affiliated in any way with Ivfmeds.com.