One of the most expensive medications used in IVF is HMG. Cost for the drug is already high, but when used in conjunction with other medications necessary for In-Vitro Fertilization, the total amount can be shocking. For some couples dealing with infertility, paying this is simply impossible, making their dream of parenthood just that. In fact, when combined with all the drugs required for just one IVF cycle, including HMG, cost for IVF medications can easily exceed $5,000, according to the National Infertility Association (The Costs of Infertility Treatment, 2006).
Don’t despair because of how much drugs like HMG cost. If you are battling infertility and struggling to expand your family, there are many viable options available to help with the expense. That is, of course, if you first know the right questions to ask:
Will my insurance cover my HMG cost and my other IVF expenses?
One of the first things you should do is start investigating whether your state requires insurance coverage for medications used in In-Vitro Fertilization. After all, the best way to keep the costs of your IVF medications manageable is to have someone else pay for them. In most states, this is not the case, but if you happen to live in one of the 15 states who do, educate yourself to be able to take full advantage of the law. You may find that your infertility treatments are covered, or at least for a limited number of IVF cycles.
If you live in a state without mandatory insurance benefits for In-Vitro Fertilization, you may need to get creative, as well as diligent. Start by using Ivfmeds.org to find the best deals and reduce your HMG cost as much as possible. Our tool finds the best prices available by searching through a comprehensive selection of top quality fertility pharmacies.
Where can I buy more affordable IVF medication?
You should shop around, just as you would for any other kind of good or service for the best deal available. After all, the price of IVF drugs vary greatly depending on the distributor. You could ask your doctor to help find the best prices on fertility medication, but in the end, take matters into your own hands and be your own best advocate. Examine the prices offered from mail-order and local pharmacies, but if you really want to cut out the middle man, our tool gathers all of the pricing information for you.
Can my IVF clinic help me reduce my HMG cost?
One way to save money is by taking advantage of the medication samples that drug companies provide to fertility clinics. The only drawback is that some clinics may not have the exact medications, ingredients, or the right amount that you require. In order to reduce your overall IVF cost through samples, ask your IVF coordinator or your doctor what is offered by your clinic.
Some fertility clinics also have donated medication. They are generously provided by women who have previously gone through IVF and have IVF medications left over. But keep in mind that even if your clinic provides you with donated IVF medications, you will probably still need to purchase the bulk of them yourself.
Are there grants or other programs that can help me pay for my HMG costs and other IVF medications?
These days, there are over a dozen non-profits that offer grants for IVF cycles. Unfortunately, most of them do not cover the cost of the IVF medications. And, as with most giveaways, your chance of winning a grant is low due to the high number of people applying for them.
It is recommended that you apply to as many grants as you are eligible, in order to maximize your chances of obtaining one; however, in conjunction with applying, you should have a backup plan. One surefire way of reaching your goals is to purchase IVF medications yourself. Though the total costs are expensive, you can accomplished this by boosting your monthly savings through a series of small lifestyle changes. A few dollars saved here and there can quickly add up to something significant, and in choosing to purchase discounted IVF medications, you can reach your goals sooner than you think.
IVF Meds provides a large selection of specialty pharmacies to choose from, giving IVF patients the very best service, coupled with the lowest costing medications. To start saving money on your HMG cost, click here.
The Costs of Infertility Treatment. (2006, Summer ). Retrieved from resolve: The National Infertility Association : http://www.resolve.org/family-building-options/making-treatment-affordable/the-costs-of-infertility-treatment.html