One of the least expensive medications used in IVF is HCG. Cost for the drug may seem very affordable, but when used with other medications taken over the course of In-Vitro Fertilization, the total amount can be staggering. For some couples dealing with infertility, paying this is simply impossible—making their dream of parenthood just that. In fact, when combining all the drugs required for just one IVF cycle, including HCG, cost for IVF medications can exceed $5,000, according to the National Infertility Association (The Costs of Infertility Treatment, 2006).
If you are struggling to expand your family, don’t despair because of how much drugs like HCG cost in conjunction with other IVF drugs. There are many viable options available to help cope with the expense, if you know the right questions to ask:
What is the first step I should take to pay for my IVF medications?
You should start by investigating whether your state requires insurance coverage for medications used in In-Vitro Fertilization. The best way to keep the costs of your IVF medications manageable is to have someone else pay for them. In most states, this is not the case; however, you could be living in one of the 15 states who are currently required under the law to provide coverage for infertility treatments or a limited amount of IVF cycles.
You may need to get creative if you live in a state without mandatory insurance benefits for In-Vitro Fertilization and the associated medications. Start by using Ivfmeds.org to reduce your HCG cost as much as possible. Our tool finds the best prices available by searching through a large selection of top quality pharmacies.
Where can I find discounted IVF medication?
You need to shop around just as you would for any other kind of good or service for the best deal. After all, the price for IVF drugs vary greatly depending on the distributor. You could ask your IVF physician to help point you in the right direction, but in the end, take matters into your own hands and be your own best advocate. Try mail-order and local pharmacies, but if you want to cut out the middle man, our tool can help by conveniently gathering all the pricing details for you.
Can my IVF clinic help me reduce my HCG cost?
One way to save money is by taking advantage of the medication samples that drug companies provide to the fertility clinics. The only drawback is that some clinics may not have the exact medications, varying ingredients, or the right quantity to meet your needs. In order to reduce your overall IVF cost through samples, ask and find what is offered by your clinic.
Some fertility clinics also have donated medication, which are generously provided by women who have previously gone through IVF and have IVF medications left over. Even if your clinic does provide you with donated IVF medications, however, you will more than likely still need to purchase the majority yourself.
Outside of the clinics, are there other programs that can help me?
These days, there are over a dozen non-profits that offer grants for IVF cycles. Most of them do not cover the cost of the IVF medications, and, as with most giveaways, your chance of receiving a grant is low due to the high number of applicants.
It is recommended that you apply to as many grants as you are eligible, in order to maximize your chances of winning; however, you should have a backup plan. One surefire way of reaching your goals is to purchase IVF medications yourself. Expensive as it seems, buying these drugs can be accomplished by boosting your monthly savings through a series of small changes in spending. A few dollars saved here and there can quickly add up to something significant, and in choosing to purchase discounted IVF medications, you can reach your goals sooner than you think.
IVF Meds provides a large selection of specialty pharmacies to choose from, giving IVF patients the very best service, coupled with the lowest costing medications. To start saving money on your HCG cost, click here.
The Costs of Infertility Treatment. (2006, Summer ). Retrieved from resolve: The National Infertility Association : http://www.resolve.org/family-building-options/making-treatment-affordable/the-costs-of-infertility-treatment.html